Installment Payments – Buy Now, Pay Later

Enjoy Premium Handmade Products with Less Financial Pressure

At R&F, we believe that owning exceptional, handcrafted products should feel inspiring—not financially stressful.

With installment payments, you can bring authentic Persian handmade rugs, kilims, and artisanal home products into your space while spreading the cost over time. This allows you to enjoy the highest quality craftsmanship and natural materials today, while managing your budget comfortably.

Installment payments are available for all products on our website—not only rugs. You can use this option for kilims, textiles, blankets, cushions, candles, fragrances, and other handmade items, subject to approval by our payment partner.

Buying in installments gives you:

  • More financial flexibility

  • Immediate access to premium handmade products

  • The ability to plan your payments with confidence

Klarna Installment & Payment Options (Official)

Interest-Free Short-Term Plans

  1. Pay in 30 Days
    Receive your order now and pay the full amount within 30 days—no interest or fees if paid on time.
    Learn more

  2. Pay in 3 or Pay in 4 Installments

    • Pay in 4: Split your purchase into 4 interest-free payments every two weeks.

    • Pay in 3: Split your purchase into 3 interest-free monthly payments (availability depends on your region).
      Learn more

Longer-Term Financing Plans

For larger purchases, Klarna may offer monthly installment plans spanning 6 to 24 months, with interest. Terms are determined by Klarna based on your location, order amount, and approval.
Learn more

How to Pay in Installments – Step by Step

  1. Add your desired products to the cart

  2. Proceed to checkout

  3. In the payment section, select Klarna as your payment method

  4. You will be redirected to Klarna to choose your installment plan

  5. Complete the process according to Klarna’s instructions

Approval, payment schedule, and terms are determined directly by Klarna. You will see all details, including number of installments and any applicable interest, before confirming your order.

Secure Installment Payments with Klarna

All installment payments on our website are processed through Klarna, one of the world’s most trusted and widely used payment platforms.

Klarna is used by millions of customers worldwide and is trusted by thousands of well-known online stores, offering buyers a safe, transparent, and reliable way to pay over time. Klarna handles the entire installment process directly, ensuring your payment information remains secure and protected.

To learn more about Klarna and how their services work, you can visit their official website:
https://www.klarna.com/payments/

A Smarter Way to Shop Handmade

Installment payments give you the freedom to invest in timeless, handmade products—crafted with care, tradition, and authenticity—without compromising your financial comfort.

For any questions about products, feel free to contact us. For installment-specific questions, Klarna’s support team will provide assistance directly.

Important Note About Fees & Interest

R&F does not receive any financial benefit, commission, or profit from installment payments. Any fees, interest, or terms are set entirely by Klarna, not by R&F. All options, approvals, and schedules are managed directly by Klarna.